Mercedes vs. BMW (For Credit & Lease Approval)

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Mercedes-Benz Financial Services and BMW Financial Services have different algorithms and approval requirements when processing your application for approval on a lease.

With BMW, your score generally translates to which Tier you fall under, whereas with Mercedes, your credit profile as a whole is put through the decision making algorithm which kicks back a Tier to the dealer.

Often, a way around a lower Tier approval is what dealers like to call a “Tier Bump”. This happens manually when a dealer calls the institution directly and asks them for some help lowering your APR or Money Factor.

For more information, or for help negotiating your next new car purchase or lease please visit online:
https://bostonautomotiveconsulting.com/
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